Buyer segments
Decision frameworks by profile: stamp duty tier, financing headroom, district fit, and hold-period math. Not generic foreign-buyer copy.
15 persona guides with ABSD and district filters.
Your nationality sets your stamp duty tier and your financing headroom. Tell us both and we model the real entry cost.
Model my stamp dutyBy nationality
Passport decides the ABSD tier. FTA nationals are taxed as Singapore Citizens; everyone else starts at 60%.
Australian Investors Singapore Property Persona 2026
Australian investor Singapore: Sydney vs SG, 60% ABSD, FIRB vs open resale, AUD/SGD FX, relocation districts, vs Sydney compare.
Chinese HNWI Singapore Property Persona Guide 2026
Chinese HNWI Singapore property: 60% ABSD, CCR wealth storage in D9/D10/D1, entity vs personal title, Sentosa Cove, not a yield play.
Indian Professionals Singapore Property Persona 2026
Indian EP Singapore property: D8 D12 D18 districts, 60% ABSD no FTA relief, TDSR, community fit, buy vs rent on assignment length.
Malaysian Cross-Border Buyers: Singapore Property 2026
Malaysian cross-border Singapore property: Causeway/RTS commute, D25 Woodlands and D22 Jurong OCR, 60% ABSD, SGD/MYR FX, vs KL compare.
Post-Brexit UK Expats Buying Singapore Property 2026
UK expat Singapore property: London mental model, 60% ABSD, D2 D6 D9 finance districts, PR path to 5% ABSD, vs London compare.
Swiss and Nordic FTA Buyers: Singapore Property 2026
Swiss and Nordic EFTA persona: citizen ABSD tiers 0/20/30% like US nationals, IRAS remission mechanics, district fit, and eligibility traps.
US Citizens Buying Singapore Property, 2026 Persona Guide
US citizen Singapore property persona: USSFTA citizen ABSD tiers 0/20/30%, district shortlist, hold horizon, and links to mechanics guides.
By visa and residency status
EP, S Pass and PR change financing headroom and eligibility more than they change the rate.
Corporate Relocation Singapore Property Guide 2026
MNC assignee housing: 2-4 year lease vs buy, CBD/One-North districts, 60% ABSD, HR default to rent. EP persona + rent vs buy.
Employment Pass Holders Buying Singapore Property 2026
EP holder Singapore property: 2-3 year horizon, 60% ABSD, TDSR 55%, rent vs buy, CBD and One-North district shortlist, persona decision paths.
Family Office Singapore Property Strategy Guide 2026
UHNWI family office: CCR trophy vs OCR income, 60% ABSD personal, 65% entity, Sentosa Cove landed, 12-15 year hold at ABSD.
HDB Upgraders Buying a Private Condo in Singapore 2026
HDB upgrader persona: MOP equity, resale levy, OCR vs RCR path, 0% ABSD timing, 10,815 new sales 2025. Links to full upgrader mechanics guide.
Retirees Singapore Property: Honest Limits Guide 2026
Retiree Singapore property persona: no retirement visa, age and mortgage limits, leasehold cliff, Novena/Orchard medical districts, rent vs buy.
S Pass Holders Singapore Property Persona Guide 2026
S Pass holder Singapore property: 60% ABSD, tight TDSR, OCR-only budget D18/D19/D22, harder financing, when renting beats buying.
Singapore PR Upgraders Property Persona Guide 2026
Singapore PR upgrader persona: 5% first ABSD vs 20% second, 15% market share, rental-to-own path, OCR upgrade districts, ABSD traps.
Tech Sector Buyers Singapore Property Persona 2026
Tech worker Singapore property: one-north, MBC, Buona Vista, D5 D3 D14 D22 shortlist, 60% ABSD fork, EP vs PR vs FTA paths, hold horizon.
Model your entry cost
Licensed CEA partner review · FTA remission checked